Job
Description
1. JOB SUMMARY
Support to the regional leadership team in the formulation of business strategy, business plan, budget and target setting by providing relevant data analysis & information
Support the Head of strategy & planning and regional business heads to conduct review of the individual branches, cluster and the region wise performance
Drive improvements to the existing business processes, develop and review new business processes as per the strategic goals of Ujjivan.
Ensure detailed review of expenses and control expenses by reviewing variance analysis periodically
2. PRIMARY RESPONSIBILITIES
Business
Prepare a draft business plan with annual targets by consolidation of product wise and region wise targets and provide it to Head of strategy & planning for discussion with leadership
Review the progress against targets on a periodic basis and prepare reports on the target vs achievements.
Prepare capital and revenue budgets in coordination with the respective departments and present to the Head of strategy & planning.
Prepare and submit, branch & respective region review reports and other performance reports for evaluation and review to National Leadership Team coordinating with Corporate Financial Analysts.
Continuously scan the market environment on performance of peer banks on Ujjivans focus regions and various customer segments; provide strategic information to the MD & CEO and National Leadership Team.
Prepare the annual branch expansion plan based on the requirement for Region to present to National leadership Team for approval.
Collect inputs from the Managing Director and the National Leadership Team on the branch expansion plan
Review the number of branches to be opened as per the business plan and coordinate with regional teams for the opening of branches as against the targets set.
Prepare necessary documents for the branch expansion plan and apply to the regulatory authorities for new branches.
Work closely with IT team and BI implementation team for implementation/customizations required in the IT platforms which are required based on Regional requirements
Provide data for other departments to help them with aligning their departments to the overall Ujjivan and regional strategy
Work on rewards and incentives for distribution employees based on their business performance
Analyze the business ratios and make recommendations to the regional teams, branches to help them with improving these ratios
Conduct trainings to branches where the profitability is low, help branches with data and analysis to drive business better
Work on special projects as assigned by Head of strategy & planning
Customer
Work alongside the Corporate Financial Analyst to track competition and analyze market intelligence.
Internal Process
Build a top level, forecasting model to analyze current business
Monitor and control all controllable expenses in region
Provide necessary financial analysis reports to the regional leadership team and various regional heads within the specified timelines.
Drive the implementation of the branch expansion process changes and new procedures as per planned timelines.
Ensure adherence to all new business processes and process changes are in line with the guidelines prescribed by the RBI and other regulatory bodies.
Support Corporate Analyst by providing data from regions, which are required to check the adherence of internal and external regulations
Monitoring & control of operating expenses
Learning & Performance
Ensure adherence to training man-days/ mandatory training programs for self.
Attend Seminars and forums for Financial Analysts from the industry and learn the best practices from other SFB institutions
Ensure goal-setting, midyear -review and annual appraisal process happens within specified timelines for self.
Interested candidates please share the resumes to rajeshbabu.t@ujjivan.com