Tata Capital Financial Services

Loan Officer - Micro Finance

Tata Capital Financial Services
Not Disclosed
0-5 Years Full Time
IN

Vacancy: Not Disclosed Posted: 2 years ago Applicants: 3
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Job Description

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  • To ensure the achievement of disbursement targets with minimum delinquency
  • Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
  • Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
  • Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
  • Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
  • Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
  • Undertake regular field visits, Centre Meeting and loan applican ts
  • Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
  • Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
  • Ensuring weekly / daily meetings & visit to centre
  • Fresher to maximum of 5yrs exp as a sales officer in microfinance business
  • Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

  • Relationship management, Business sourcing
  • Flair for sales
  • Understand critical attributes of customer service

Education Graduate in any discipline

Tiruchirapalli/Trichy

Skills Required: Relationship Management,Customer Service


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