AU SMALL FINANCE BANK Limited

Job opportunity For Business Manager/ Mortgage loan@ Sawai madhopur

AU SMALL FINANCE BANK Limited
Not Disclosed
1-5 Years Full Time
IN

Vacancy: 2 Posted: 2 years ago Applicants: 0
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Job Description

Roles and Responsibilities - Business Manager - Mortgage Loan , HL , Lap /MSME / Secured Business / loan - Sawai Madhopur Location

Desired Candidate Profile :

100% achievement of the assigned targets for sales and collection

Doing Marketing activities , leafleting , Canopy .

Identifying new source of business prospect and areas Coordinating with prospective customer and existing customers for sourcing new business Serving customer queries and Build up customer relationship and develop brand value in the market Attending all the customer queries and providing resolution of their issues accordingly. Portfolio Management in Co-ordination with Operations & Collection department Physical verification of customer's residence, business and any other asset crucial from credit point of view and taking photographs. Following BM/PM and senior instruction , coordinating with FI, Collection , Valuation , Legal team for getting the desired visits reports done . Visiting the customers for first FI and meeting, taking the seniors to the customer place for visit and verification. Physical Verification of credit related documents like ITR'S, Bank Statements, receipts, ledger etc. and the property documents- Doing OSV ( Original Seen and verified) of these documents. Preparing basic CAM ( Credit Appraisal Memo) Taking reference check of customer from local market and existing customers. Following policies & procedure as laid down by the company. Portfolio Management and visit to delinquent cases, doing collection of EMIs of such delinquent cases in calibration with collection team. Awareness, maintaining and stopping the Early Delinquency , Non starter cases in portfolio , train the team in order to be goal oriented and action oriented; deciding for the treatment of such cases wisely. Maintaining least OTC / PDD pendency and timely clearance of the same. Ensure to maintain non RPDC portfolio , all cases of portfolio should be ACH. Maintaining and collection of fresh bouncing cases EMI with charges as mentioned in policy, try to correct the operational errors and get the 100% cases repayment in NON PDC mode. collection of fresh data from open marketing activities for tele calling and self sourcing . Following of the leads so generated from this data receiving from telemarketing team Completing the documentation of the files , filling the agreements , formats and other formalities for the disbursement of the case Clearing all queries coming from credit , OPS , Legal , Valuation . Timely submission of daily MIS and sourcing data to reporting authority.

Interested candidate can share their resume at Abdul.danish@aubank.in

Sawai Madhopur

Skills Required: Rural Banking,Mortgage Loans


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