HCL

HCL IS HIRING FOR US (UNDERWRITING PROCESS)

HCL
150000 - 650000 P.A.
1-6 Years Full Time
IN

Vacancy: Not Disclosed Posted: 3 years ago Applicants: 8
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Job Description

Roles and Responsibilities

Desired Skills:

  • In depth knowledge of GSE guidelines and requirements
  • Review loan files for completeness and accuracy
  • Confirm application information against all documents within the file
  • Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents.
  • Should have experience in Income Calculations
  • Should possess analytical skills in reviewing the LTV/CLTV
  • Knowledge in GSE guidelines, Freddie Mac and Fannie Mae
  • Should have worked on Title documents
  • Review the eligibility of Property, Borrowers
  • Evaluate debt ratio, loan-to-value ratios, credit score, property valuation
  • Identify underwriting/ data discrepancies
  • Identify risk factors, including fraud red flags to determine or verify misrepresentation
  • Condition files for missing/ supporting documentation as needed
  • Remain current with regulation changes from governmental/state agencies, as well as policy changes from GSEs, and other agency affecting the company’s loan production process
  • Test system updates as well as system changes as they occur
  • Complete required trainings and assessments
     

Education :
 

Any Graduate (Degree) without backlog_

Shift - US shift. Candidates should be flexible to work in night shift.

Salary: upto 7 Lakhs (max 30% from present)

Exp:1- 6 years

Perks and Benefits

Transportation available (Door pickup & drop - T&C Applied)
 

-High Standard Environment
 

-Exposure with world class certified trainers

Work Location - Ambattur, Chennai.

If the above requirement suits you, Please share your update resume with the below mentioned details and Subject as US Mortgage Underwriter to kharthick.pr@hcl.com

Location anywhere in India
Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai, Pune

Skills Required: BPO, customer Service,OPERATIONS,KPO,ITES,LPO,Mortgage Underwriting,UNDERWRITING PROCESS


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