HDFC Bank Ltd.

Functional Analyst

HDFC Bank Ltd.
Not Disclosed
1-6 Years Full Time
Telangana, IN

Vacancy: Not Disclosed Posted: 1 month ago Applicants: 0
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Job Description

Job Purpose

Providing analysis and feedback to supervisor and to product, policy, collections, fraud risk teams of the Bank, building scorecards to assess portfolio behaviors.

Job Responsibilities(JR) : 6 8 Areas

Actionable (4-6)

  • Key responsibility
  • Understand the loan processing environment for various products from innovation perspective and identify digital opportunities. Implement the digital projects basis opportunities identified by TL in Lending Journeys
  • Manage complete life cycle of the project from clearly stating the requirements, working with IT/ BTG in Vendor Identification, FPN Approval, UAT Testing and other supports required for the project going live.
  • Closely work with IT counterparts for project management
  • Explore and engage with Fintechs, assess their solutions and implement the solutions if they are found to be helping in achieving organizational goals.

Educational Qualifications

Key Skills

  • Strong technical & analytical skills.
  • Strong written and verbal communication skills
  • Strong Excel modeling skills.
  • Expert knowledge in analyzing financial statements.
  • Banking Product & Process Knowledge
  • Understanding of accounting principles and Regulatory Knowledge
  • Excellent knowledge of competition & current trends in financial Industry.

Experience Required

  • Experience of 5+ years in credit risk management in wholesale banking from reputed financial house
  • Exposure to banking preferable

Major Stakeholders (intra team and cross functional stakeholders, who would need to be interacted with for discharging duties)

  • Customers
  • CAD Team
  • Policy
  • Audit
  • Sales Team
  • Legal Team
  • Compliance Team
  • Operations/ Trade Finance Team

Skills Required: Adobe Analytics,Predictive Analytics