Job
Description
Hi
Greetings from HDFC Sales
Function: Credit
Designation: Credit officer
Experience: 0.6 months to 2 yrs
Education: MBA (finance) mandatory
Location: Kochi
Role & Responsibilities:
- To assess the business financials of the Proprietorship/Firm/company with good hold on ratio analysis
- To interact with the customer over the phone or personal discussion to understand the business and the loan requirement of the CM and suggesting the suitable product for them
- To guide the sales team and customer on documentation part and to act as a catalyst to complete the documentation
- To assess the rough loan eligibility as per the guidelines of the HDFC Ltd
- To Train sales team regularly on the product norms and documentation part
- To coordinate with Sales people and HDFC to get expedite sanction of the case
Skill Set required:
- Analytical ability
- Good with numbers and ratio analysis
- Thorough understanding of documentation
- Good negotiator
- Positive attitude
- Result oriented and ability to work under pressure.
Candidate Eligibility:
- MBA graduate with good hold on written and spoken English
- Additional qualification like CA, CS, ICWA inter will be added advantage
- Salary as per Industry standards & Incentives
Interested candidates can share their CV with sakthipriyag@hdfcsales.com